:root{--red:#a60f18;--ink:#172033;--muted:#667085;--line:#e5e7eb;--soft:#f7f8fa;--gold:#9a6b00}
*{box-sizing:border-box}
body{margin:0;background:var(--soft);color:var(--ink);font-family:Tahoma,"Segoe UI",Arial,sans-serif;line-height:1.95}
a{color:var(--red);text-decoration:none}
.wrap{width:min(960px,calc(100% - 28px));margin:auto}
.top{background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{font-weight:900;color:var(--ink)}
.brand span{color:var(--red)}
.nav{display:flex;gap:16px;font-size:12px;font-weight:700}
.crumb{padding-top:22px;font-size:11px;color:var(--muted)}
.hero{padding:18px 0 22px}
.hero h1{margin:0 0 10px;font-size:clamp(27px,5vw,42px);line-height:1.5}
.hero p{max-width:850px;margin:0;color:var(--muted);font-size:13.5px}
.panel,.faq,.links,.notice{background:#fff;border:1px solid var(--line);border-radius:18px;padding:21px;margin-bottom:14px}
.panel h2,.faq h2,.links h2{margin:0 0 8px;font-size:20px;line-height:1.6}
.panel h3{margin:18px 0 5px;font-size:16px}
.panel p,.panel li,.faq p{font-size:13px;color:#475467}
.panel ul{margin:7px 0;padding-right:20px}
.key-grid,.link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.key{background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px}
.key strong{display:block;font-size:14px;margin-bottom:4px}.key span{font-size:11px;color:var(--muted)}
.links a{display:block;border:1px solid var(--line);background:#fafafa;border-radius:12px;padding:12px;font-size:12px;font-weight:800}
.notice{border-right:4px solid var(--red);font-size:12px;color:var(--muted)}
.faq details{border-top:1px solid var(--line);padding:12px 0}.faq details:first-of-type{border-top:0}
.faq summary{font-size:13px;font-weight:900;cursor:pointer}
.cta{display:flex;gap:10px;flex-wrap:wrap;margin:19px 0 34px}
.cta a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;border-radius:12px;background:var(--red);color:#fff;font-size:12px;font-weight:900}
.cta a.alt{background:#fff;color:var(--red);border:1px solid var(--red)}
.foot{background:#101a2b;color:#dbe2ee;padding:24px 0;margin-top:34px;font-size:11px}
@media(max-width:720px){.nav{display:none}.key-grid,.link-grid{grid-template-columns:1fr}.panel,.faq,.links,.notice{padding:17px}.hero h1{font-size:25px}}